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Hot Topics
Posted
May 15, 2017
by soulfulbeauty
in Hot Topics
The African American Retirement Planning Gap
There’s a saying: When White America catches a cold, Black America catches pneumonia. So, if there is an impending retirement crisis in America, what does that mean for African Americans? The answer to that question is discouraging.
There is a huge gap in retirement preparation of African Americans compared to White Americans, generally speaking. According to the Urban Institute’s Nine charts about wealth inequality in America:
The average White family had more than $130,000 in liquid retirement savings (cash in accounts such as 401(k)s,
403(b)s and IRAs) vs. $19,000 for the average African American in 2013, the most recent data available (continue reading).
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